If you're thinking of buying a Peugeot, we've a range of flexible and cost effective finance packages to meet your needs. Our friendly finance experts will make everything easy to understand and will work out a solution that fits with your individual financial circumstances.

Personal Contract Purchase (PCP)

So, what is PCP? Well, this gives you the opportunity to choose a vehicle as well as the deposit, a maximum mileage and the length of the agreement. Once the agreed period is over, you will then be able to buy the car outright at an amount that has already been agreed upon. This amount is known as the GMFV (Guaranteed Minimum Future Value). If you do not want to buy the car outright then you can always return it back to the lender so long as it meets the sufficient fair wear and tear limits.

PCP Benefits

  • Drive new Peugeot's more often
  • Deposits are flexible
  • Repayment terms are also flexible
  • Lower repayment rate when compared to a HP agreement
  • Rates are fixed
  • Protection against depreciation of used car prices, with the assurance of GMFV
  • The options to return, renew,  or own the vehicle at the end of the agreement

Once the agreement is over you can choose between these three options:

Option 1 - You can renew your vehicle. This means you can leave CSMC Peugeot with a brand new Peugeot there and then. And, you can use any excess value over the GMFV as a deposit on your new vehicle.

Option 2 - Return it. So long as the car has not exceeded the agreed upon fair wear and tear limits, as well as the agreed mileage, you can return it with nothing more to pay.

Option 3 - Retain the car. All you have to do is pay the GMFV and you own the vehicle.

What is Hire Purchase?

This is a traditional package we offer, which involves taking the total cost of the car, deducting the deposit amount and then choosing the length of the agreement. All that is left to do is add the interest and calculate the monthly instalments. Once all of the payments are met, come the end of the agreement, the vehicle is yours.

HP Benefits

  • Deposits are flexible
  • Regular payment terms that are flexible
  • Payment terms from 12 to 60 months
  • Rates are fixed
  • Come the end of the agreement you own the car

What exactly is Personal Contract Hire (PCH)?

PCH is a contract hire agreement that is suitable for renting selected Peugeot vehicles that we supply. You will not be able to sell the vehicle as it will not belong to you at any point in the agreement, which is mileage-based. Therefore, it is vital that your agreement reflects your predicted annual mileage.

Why choose PCH?

  • Low initial payments usually 3, 6, 9 or 12 advance rentals including VAT
  • Fixed prices 2, 3 or 4 year rentals plus VAT. Rentals are fixed and do not change with interest rate movement (excluding VAT changes)
  • Full term inclusion of road fund license
  • Full term breakdown cover included
  • Optional replacement vehicle available for 48 hours in the event of a breakdown attended by the AA at the roadside
  • No concerns over depreciation
  • Optional maintenance packages available so all service, maintenance and repair costs are budgeted for
  • Mileage amendments usually can be made to the contract during the term

Call the Sales Team for further information about our car finance products.

Enquiry Form